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Learner Car Insurance
Driving yourself to your test? You need your own insurance.
Your instructor's policy does not cover you when they're not in the car. Don't let a £300 fine ruin your test day.
Specialist learner insurance · Instant cover · From under £10
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It's a legal requirement. If you drive a private car without valid insurance — even on a provisional licence with a supervisor — you risk a £300 fixed penalty, 6 penalty points on your licence before you've even passed, and your car being seized and crushed.
Choose the cover that fits you
Two options — both fully comprehensive, both instant.
Option 1
Test Day Only
Just need to get yourself to the test centre and back? Buy a few hours of cover — nothing more. Start the policy that morning, drive to your test insured, drive home. Job done.
- Cover from 1 hour upwards
- From under £10 for the day
- Policy documents by email instantly
- Doesn't affect parents' no-claims
- Fully comprehensive cover
Best for
Learners who have done all their practice with an instructor and just need to drive to the test centre safely.
Option 2
Practice + Test Day
Get 30 days of cover so you can practise in a family car every evening this week, then drive to your test. Studies consistently show that learners with more practice miles pass sooner — and this gives you 30 days to get them in.
- 30 days fully comprehensive cover
- Practice every day until your test
- Drive yourself to the test too
- Fully protects parents' no-claims bonus
- If you fail — keep practising on same policy
- Cancel anytime
Best for
Learners who want to squeeze in extra practice before their test and give themselves the best possible chance of passing first time.
Powered by GoShorty · FCA authorised · Instant cover
The maths are simple
Driving uninsured
£300 fine
+ 6 penalty points + car seized
Test day cover (hourly)
From ~£8
Just for test day — done in 5 min
30-day practice cover
From ~£50
Extra practice + test day included
"Bought 30-day cover a week before my test, practised every evening. Passed first time. Absolutely worth it."
— Priya, 17
"I just got hourly cover for test day. Was so much cheaper than I expected and took literally 8 minutes to set up."
— Marcus, 19
"Knew I needed to drive myself to the test centre. My mum was worried about her insurance — GoShorty solved it. Her bonus is fine."
— Aisha, 18
Common questions
Do I legally need insurance to drive to my test?
Yes — if you're driving to the test centre yourself, you must have valid insurance. Your instructor's policy only covers you when they're physically in the vehicle. Without your own insurance you risk a £300 fixed penalty, 6 penalty points, and your car being seized.
Will a claim affect my parents' no-claims bonus?
No. Learner driver insurance is a completely separate policy in your name. If anything happens, the claim is made on your policy — not the car owner's. Their no-claims bonus is fully protected.
What's the cheapest option just for my test day?
Hourly cover is the cheapest — you buy exactly the hours you need. For a morning test you might only need 3–4 hours. GoShorty let you choose the exact start time and duration.
Why get 30-day cover instead of just test day?
Extra practice in the week before your test makes a real difference to your pass rate. With 30-day cover you can practise every evening in a family car, then drive yourself to the test. Many learners find the extra mileage gives them the confidence they need.
How quickly can I get covered?
In under 10 minutes online. Answer a few questions, get a quote, pay, and your policy document arrives by email instantly. Cover can start immediately — even the same day as your test.
What if I fail — does the cover still work for a retest?
With 30-day cover yes — you're insured for the full month so you can practise more and take a retest if needed, all on the same policy.
Also useful for your test day
Sort your insurance now — takes 5 minutes
Don't leave it until the morning of your test. Get a quote now and have one less thing to worry about.
Or scan on your phone
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